Mortgages are available to foreign nationals from any country with adequate down payment and income.

Beyond the down payment borrowers are expected to provide the following:

• Credible income documentation for the last two years
• Passport for identification purposes
• Credit reports from foreign nationals’ native country and/or U.S. credit bureaus
• Tax identification Number (TIN) as issued by the Internal Revenue Services (IRS)
• Proof of assets for down payment and reserves, sourced from a worldwide financial institution

Note that, because foreign nationals will have a TIN, green cards, work visas and social security numbers are not required. The TIN will be used for tax payments to the U.S. government once annually.